Sisitemu ya POS bivuga guhuza ibyuma na software bisabwa kugirango umuntu yemere kandi atunganyirize uburyo butandukanye bwo kwishyura.Ibyuma birimo imashini yakira ikarita, kandi software ikora uburyo bwo kwishyura busigaye, gutunganya nizindi serivisi zongerewe agaciro.
POS itumanaho yagiye ihinduka ishingiro ryibikorwa byubucuruzi, cyane cyane kubacuruzi.Terminal ya mbere ya POS yatangijwe ikoreshwa gusa mukwemera amakarita.Igihe kirenze, ibikoresho bya POS byongerewe imbaraga kugirango byemererwe ubundi buryo bwo kwishyura butishyurwa, nkibikapu bigendanwa.Uyu munsi, iterambere ryikoranabuhanga ryaduhaye ePOS, porogaramu yo kwakira ubwishyu ikorera kuri terefone zigendanwa zishobora gukoreshwa mu kwakira umubare muto w’ubwishyu bwa digitale udafite imashini yikarita yinguzanyo.
Uyu munsi, sisitemu ya POS igezweho iza muburyo butandukanye, kandi irashobora kwakira uburyo bwose bwo kwishyura, harimo:
Amakuru asabwa mubikorwa byoherezwa muburyo bwabitswe binyuze mumiraba ya radiyo, kandi ihuriro ryashyizweho kugirango ibikorwa byihute kandi bitekanye.Ibi bivanaho gukenera guhanagura cyangwa gushyiramo ikarita cyangwa no guha ikarita umucuruzi.
POS itumanaho iza muburyo butandukanye, kandi irashobora gutanga ubwoko bwose bwubucuruzi bufite ubushobozi bwo kwakira ubwishyu.Ibikoresho bya POS biva mubikoresho bito, byuburyo bworoshye kandi bworoshye bwo kwakira amakarita kugeza murwego rwuzuye rwa Android POS ifite ubwenge.Buri sisitemu ya sisitemu ya POS ifite imikorere yihariye ibigo bishobora gukoresha ukurikije imikoreshereze yabyo.Muri byo harimo:
GPRS POS terminal nimwe muma verisiyo ya kera ya POS.Ku ikubitiro, cyari igikoresho cyifashishijwe muguhuza umurongo wa terefone isanzwe.Uyu munsi, ikoresha simukadi ya GPRS kugirango uhuze amakuru.
GPRS POS nini kandi ntishobora gutanga ubwisanzure bwo kugenda.Kubwibyo, harakenewe igikoresho cyiza kandi cyoroshye kitagira POS igikoresho gishobora gutwarwa nawe.
Mugihe uburambe bwabakiriya bwiyongera, niko kwiyongera kuburambe bwo kwishyura butagira ingano kandi bwuzuye, niyo mpamvu Android POS yabayeho.
Abatanga serivise yo kwishyura baragerageza gushakisha ibisubizo bishya bidahenze kubacuruza amatafari n'amatafari kugirango bemererwe kwakirwa nta giciro cyibikoresho.Muri iki cyerekezo, ibikoresho bya POS biragenda bihinduka muri ePOS (POS ya elegitoroniki).
Mugihe icyifuzo cyisoko rya ePOS gikomeje kwiyongera, ikoranabuhanga nka Pin kuri Glass, Pin kuri COTS (ibikoresho byabaguzi hanze yububiko) na Kanda kuri Terefone bizarushaho guhinduka mubikorwa byo kwishyura.
Kugirango turusheho kwagura imikorere ya sisitemu ya POS, abatanga ubwishyu batanga ibisubizo byinyongera nka serivisi.Ibi birashobora guhindura ibintu byoroshye bya POS mubisubizo byuzuye byo kwishyura.Ibi byashizweho kugirango bitezimbere ubucuruzi kandi bibe igikoresho cyingenzi kirenze kwakira ubwishyu.Muri byo harimo:
Reka turebe bimwe mubyiza byingenzi byibisubizo bya POS bifasha ubucuruzi nimiryango ya leta.
Guha abakiriya uburyo bwabo bwo kwishyura hamwe nubushobozi bwo kwakira ubwishyu igihe icyo aricyo cyose, ahantu hose birashobora gufasha abadandaza kunoza uburambe bwabakiriya.
Uburyo bwikora hamwe na sisitemu ihujwe irashobora kugabanya cyane ibibazo muburyo bwo kwishyura.
Mugihe cyo kurenga umurongo wa cheque no kugurisha byihuse, urashobora guha abakiriya uburambe bwiza.Kurugero, kubakiriya bagura ikintu kimwe cyangwa bibiri gusa, amahitamo yo kwisuzuma arashobora gutangwa.
Mubihe bigezweho, buri sosiyete igomba kubona inyungu mumarushanwa kugirango ikomeze gutera imbere.Ingingo-yo kugurisha uburambe irashobora gukora cyangwa guhagarika ibicuruzwa.
POS ya digitale ifite uburyo bwo kwishyura bushyigikiwe na tekinoroji yahujije uburyo bwo kwishyura hamwe na serivisi zongerewe agaciro, bituma abacuruzi bibanda ku bucuruzi bwabo bwibanze, bityo bikuraho ikibazo cyo kwishyurana kwambukiranya imipaka hamwe nubunararibonye bujyanye nayo.
POS ikomeye ijyanye nibikorwa byawe bizakenera gusa ubucuruzi bwawe gutera imbere kuguha ibikoresho ukeneye kugirango wongere ubucuruzi bwawe.
Ibihe bishya POS igisubizo kiza hamwe nuburyo bwo guhuza.Ibikoresho cyangwa igisubizo byahujwe na sisitemu isanzwe yinyuma-yanyuma: ERP, fagitire nubundi buryo muri sisitemu ihuriweho.
Aho gukora inzira yo kubora ya sisitemu zitandukanye muburyo bwinshi bwo kwishyura, yemera ubwoko bwose bwubwishyu binyuze mumuti umwe kandi ihuza seriveri imwe kumpera yinyuma.
Ibi bikorwa mubice byose byo gukoraho, bivuze ko inzira yo kugenzura byihuse ishobora kugerwaho mugihe utanga uburambe bwo kwishyura.
Igikorwa cyamaboko yo gufata ubwishyu ntigikora kandi gitanga amahitamo make.Ibi birashobora gutera gutinda gutunganya no kwiyunga.
Sisitemu ya POS irashobora gufasha koroshya ibikorwa binyuze muburyo bwo kwishyura-kurangiza no gutangiza ubwishyu bwa buri munsi, kwiyunga no gutanga raporo, no gutanga raporo byikora.
Ibi bitezimbere muri rusange mugukuraho amakosa yintoki no kugabanya igihe cyo kwishyura cyose.
Hamwe no kwinjiza tekinolojiya mishya murwego rwo kwishyura, abakiriya ba none bafite uburyo bwinshi bwo kwishyura.Ibyifuzo byabakiriya byishyurwa ahanini biva mumafaranga muburyo bwo kwishyura hakoreshejwe Digital, nkumufuka wa mobile, hamwe nuburyo bwo kwishyura butabonetse, nka UPI, QR, nibindi.
Gufasha abadandaza guhuza ibyifuzo byabakiriya, sisitemu ya POS itanga uburyo bworoshye bwo kwakira uburyo bwinshi bwo kwishyura.
Digital POS ibisubizo nigisubizo cyo koroshya inzira zingenzi zubucuruzi zijyanye no kwishyura no guhaza abakiriya.Ariko, mugihe uhisemo inzira nziza, ugomba kuzirikana bimwe mubintu byingenzi:
Hariho ubwoko bwinshi bwibikoresho bya POS ku isoko, kandi ugomba guhitamo igikwiye ukurikije ibyo ukeneye kwishyura.
Kurugero, kubigo byemera kwishura kumuryango wabakiriya babo, ibikoresho biremereye byoroheje.Igikoresho kigomba kuba gito kuburyo abakozi babitanga bashobora kugitwara byoroshye kandi bagashobora gukoresha amakuru ya mobile.Muri ubwo buryo, imashini za Android zifite ubwenge ninziza kububiko bwo guhagarika umurongo, kuko ushobora kwakira ubwishyu ahantu hose.
Mugihe uhisemo imashini ya POS ya digitale, ugomba kwemeza ko yazamuwe hamwe nikoranabuhanga rigezweho kandi ikemera uburyo bwose bwo kwishyura-kubikuza hamwe namakarita yinguzanyo-amakarita yumurongo wa karita, amakarita ya chip, UPI, code ya QR, nibindi.
Amakuru yumukiriya ni ingenzi cyane, kandi kwemeza umutekano wacyo ningirakamaro.Kubwibyo, ugomba kwemeza ko sisitemu ya POS ya sisitemu ifite imikorere ikomeye yo kugenzura amakuru yamakuru, kandi igikoresho kigomba kubahiriza PCI-DSS (Ikarita yo Kwishura Inganda Data Data Security Standard) hamwe na EMV.
Guhuza ni ikindi kintu cyingenzi kigomba gusuzumwa kugirango hamenyekane uburambe bwabakiriya.
Ibikoresho bya Digital POS bifite uburyo bwinshi bwo guhuza ukoresheje Bluetooth, Wi-Fi cyangwa 4G / 3G birashobora kwishyura byoroshye kandi byihuse.Igikoresho kigomba kuba gishobora gukora neza mubidukikije byihariye.
Ubusanzwe, nyuma yo gucuruza kurangiye, impapuro zonyine zishobora gucapurwa kubakiriya.Usibye ingaruka z’ibidukikije, ibi bituma inyandiko zigumana amafaranga akomeye.Mugihe uhisemo imashini iboneye ya POS, urashobora guhitamo umutekano kandi byoroshye-kubungabunga imikorere ya resept ya digitale.
Kuva icyorezo cya Covid-19 cyatangira, hakenewe cyane inyemezabwishyu ya digitale kubera ko abantu batangiye gukomeza kwitandukanya n’imibereho no kwirinda guhura bitaziguye bishoboka.
Mbere yo guhitamo imashini ya POS ya digitale, ugomba kwemeza ko yakira amakarita atandukanye.Bizaba impfabusa kugura imashini ya POS ikubuza kwakira gusa banki nkeya no kwishyura kumurongo.
Kugirango uhe abakiriya uburambe bwiza bwo kwishyura, imashini za POS zigomba gutunganya amakarita yose ya banki cyangwa amakarita y'urusobe (nka Mastercard, Visa, American Express na RuPay amakarita).
Guha abakiriya ibisubizo byoroshye byoroheje nibyingenzi kubigo bifite ibicuruzwa bihendutse.
Muri iki gihe, ibikoresho bya POS bifite ibikoresho byishyurwa buri kwezi (EMI) byemerera ibikorwa byose guhinduka muri EMI ako kanya binyuze mumabanki, kugabanya ibicuruzwa, hamwe na gahunda yimari ya banki itari banki (NBFC).Muri ubu buryo, imbaraga zo kugura abakiriya zirashobora kwiyongera.
Ibikoresho bya kijyambere bigezweho bya POS bifite ubwenge kandi bitanga uburambe bwo kwishyura bushobora guhuza ibikenewe nimiryango itandukanye.Ibihe bishya sisitemu ya POS irashobora kubika umwanya n'imbaraga mugihe ugabanya amakosa.Hamwe na serivisi zinyongera, sisitemu ya POS ya digitale iba ikomeye kandi itanga uburyo bworoshye bwo kubona amakuru nubushishozi, bityo bigafasha ubucuruzi bwawe gutera imbere muri rusange.
Byas Nambisan ni umuyobozi mukuru wa Ezetap, urubuga rwo kwishyura kuri bose.Mu myanya yabanjirije iyi, Nambisan yabaye umuyobozi ushinzwe imari muri Intel India, kandi akora imyanya y'ubuyobozi muri Intel muri Amerika.Afite impamyabumenyi ya MBA mu Ishuri ry'Ubucuruzi rya Tepper (Carnegie Mellon University) na Master of Science in Mechanical Engineering yakuye muri kaminuza ya Marquette.
Aman ni Umuyobozi mukuru wungirije w'Ubuhinde ku bajyanama ba Forbes.Afite uburambe bwimyaka irenga icumi akorana nibitangazamakuru hamwe nibigo byandika kugirango bibafashe kubaka ibiyobowe ninzobere no kubaka amatsinda yandika.Ku Mujyanama wa Forbes, yiyemeje gufasha abasomyi gutondeka imiterere y’imari no gukora uruhare rwe mu bumenyi bw’imari mu Buhinde.
Igihe cyo kohereza: Nzeri-17-2021